County Housing Costs

Wisconsin transfer tax

Official source data 2026-10-01

On a $400,000 residential purchase in Wisconsin

$1,200

modeled deed & transfer taxes

$0default buyer allocation
$1,200default seller allocation

Grantor transfer fee is $0.30 per $100 of property value or fraction thereof. Statutory exemptions and gift valuation are excluded.

Check the tax on your price.

Enter only local taxes not already in the selected scope.

Where the tax goes.

Deed and transfer tax breakdown
ComponentAmount
Base deed / transfer taxes$1,200
Selected local deed taxes$0
Buyer statutory surcharges$0
Seller statutory surcharges$0
Total modeled transfer taxes$1,200

The buyer and seller can negotiate many expenses. This calculation excludes lender credits, seller concessions, prorated rent, HOA charges, inspections, repairs, and any mortgage taxes not in the stated deed-tax scope.

Wisconsin rules and assumptions.

Transfer-tax scope

Grantor transfer fee is $0.30 per $100 of property value or fraction thereof. Statutory exemptions and gift valuation are excluded.

Read the official deed-tax guidance

Settlement & title

Ask the settlement provider which services it is licensed to perform and which require an attorney. This editable allowance does not determine whether an attorney is required for your transaction.

Wisconsin's insurance glossary explains title insurers, agencies and policies. Confirm the licensed provider and request the actual owner/lender premium, endorsements and separate closing-service quote; the glossary is not a rate schedule.

Read the official title guidance

Recording fees

Milwaukee County's register-of-deeds guidance is a local example. Confirm fees and filing requirements with the property county. The transfer return and value-based transfer fee are distinct from the document recording charge.

Read the official recording guidance

Good questions. Clear answers.

How much are closing costs in Wisconsin?

For the entered $400,000 price, this scenario produces $9,450 of buyer costs and $21,700 of seller costs. The fees are adjustable allowances; only the cited taxes follow the selected statutory scope.

Who pays the transfer tax?

The default allocation follows the state scenario shown above. The closing-cost tool lets you change the contractual deed-tax allocation; statutory buyer or seller surcharges retain their separate payer.

Is the down payment a closing cost?

It is not a service fee. This tool shows $80,000 as the down payment and $89,450 as total estimated buyer cash to close.

Are the title and attorney fees official state rates?

The defaults are planning allowances, not published title-policy quotes. Enter the applicable insurance or title-guaranty quote and the closing professional’s quote. Policy type, endorsements, loan size and reissue discounts can change the cost. Set the title payer to match your contract; use the additional buyer amount for coverage excluded from the percentage allowance.

How do I calculate seller net proceeds?

Subtract seller closing costs and the entered mortgage payoff from the sale price. Here that gives $378,300. Capital-gains tax, repair credits and other liens are excluded.

Check the source.

Data as of 2026-10-01. Retrieved .

Read the assumptions and calculation methods