West Virginia transfer tax
Official source data 2026-10-01
On a $400,000 residential purchase in West Virginia
$880
modeled deed & transfer taxes
State base deed tax only; local taxes, exemptions and mortgage taxes are not automatically included.
Check the tax on your price.
Where the tax goes.
| Component | Amount |
|---|---|
| Base deed / transfer taxes | $880 |
| Selected local deed taxes | $0 |
| Buyer statutory surcharges | $0 |
| Seller statutory surcharges | $0 |
| Total modeled transfer taxes | $880 |
The buyer and seller can negotiate many expenses. This calculation excludes lender credits, seller concessions, prorated rent, HOA charges, inspections, repairs, and any mortgage taxes not in the stated deed-tax scope.
West Virginia rules and assumptions.
Transfer-tax scope
State base deed tax only; local taxes, exemptions and mortgage taxes are not automatically included.
Settlement & title
Budget for a West Virginia lawyer or services under a lawyer's direct supervision and control. The State Bar's amended real-estate opinion adopts the later McMahon order. The current practice-of-law definition limits the full-time employee exception to an employer's internal affairs; services for others are excluded. Confirm how these rules apply to your closing and obtain the legal-services quote.
Read the official legal-services guidance
West Virginia's consumer-credit definitions distinguish title-examination, title-insurance and document/closing charges. Obtain the applicable policy and legal/settlement quote. These definitions do not resolve a blanket attorney-attendance requirement.
Recording fees
West Virginia section 59-1-10 sets county-clerk fees by recorded instrument and pages. Ask the clerk for each required document's current total; this is distinct from the modeled transfer tax.
Good questions. Clear answers.
How much are closing costs in West Virginia?
For the entered $400,000 price, this scenario produces $9,750 of buyer costs and $21,380 of seller costs. The fees are adjustable allowances; only the cited taxes follow the selected statutory scope.
Who pays the transfer tax?
The default allocation follows the state scenario shown above. The closing-cost tool lets you change the contractual deed-tax allocation; statutory buyer or seller surcharges retain their separate payer.
Is the down payment a closing cost?
It is not a service fee. This tool shows $80,000 as the down payment and $89,750 as total estimated buyer cash to close.
Are the title and attorney fees official state rates?
The defaults are planning allowances, not published title-policy quotes. Enter the applicable insurance or title-guaranty quote and the closing professional’s quote. Policy type, endorsements, loan size and reissue discounts can change the cost. Set the title payer to match your contract; use the additional buyer amount for coverage excluded from the percentage allowance.
How do I calculate seller net proceeds?
Subtract seller closing costs and the entered mortgage payoff from the sale price. Here that gives $378,620. Capital-gains tax, repair credits and other liens are excluded.
Check the source.
Data as of 2026-10-01. Retrieved .
- code.wvlegislature.gov / 11-22-2
- www.consumerfinance.gov / closing-disclosure As of 2026-10-02
- www.consumerfinance.gov / loan-estimate As of 2026-10-02
- www.wvbar.org / Advisory-Opinion-2010-002-updated-6-3-15.pdf As of 2026-10-02
- code.wvlegislature.gov / 46A-1-102 As of 2026-10-02
- code.wvlegislature.gov / 59-1-10 As of 2026-10-02
- wvbar.org / definition-of-the-practice-of-law As of 2026-10-02
- www.govinfo.gov / USCOURTS-wvnd-5_11-cv-00152-1.pdf As of 2026-10-02