Connecticut transfer tax
Official source data 2026-10-01
On a $400,000 residential purchase in Connecticut
$4,000
modeled deed & transfer taxes
State residential marginal tiers plus the minimum 0.25% municipal tax. Some municipalities levy an additional 0.25%.
Check the tax on your price.
Where the tax goes.
| Component | Amount |
|---|---|
| Base deed / transfer taxes | $4,000 |
| Selected local deed taxes | $0 |
| Buyer statutory surcharges | $0 |
| Seller statutory surcharges | $0 |
| Total modeled transfer taxes | $4,000 |
The buyer and seller can negotiate many expenses. This calculation excludes lender credits, seller concessions, prorated rent, HOA charges, inspections, repairs, and any mortgage taxes not in the stated deed-tax scope.
Connecticut rules and assumptions.
Transfer-tax scope
State residential marginal tiers plus the minimum 0.25% municipal tax. Some municipalities levy an additional 0.25%.
Settlement & title
Budget for a Connecticut-admitted attorney conducting the purchase closing. Public Act 19-88 defines covered transfers and mortgage transactions, with specified loan exceptions.
Read the official legal-services guidance
Connecticut's Title Insurance Act distinguishes title insurers and agents. Request the applicable policy, endorsement and legal-service charges; the title percentage does not calculate an insurer's premium or replace the attorney-closing guidance above.
Recording fees
Connecticut's town-clerk fee law includes document/page fees and additional real-estate charges. Obtain the total from the municipal clerk; a base statutory page fee alone is not the complete recording bill.
Good questions. Clear answers.
How much are closing costs in Connecticut?
For the entered $400,000 price, this scenario produces $9,750 of buyer costs and $24,500 of seller costs. The fees are adjustable allowances; only the cited taxes follow the selected statutory scope.
Who pays the transfer tax?
The default allocation follows the state scenario shown above. The closing-cost tool lets you change the contractual deed-tax allocation; statutory buyer or seller surcharges retain their separate payer.
Is the down payment a closing cost?
It is not a service fee. This tool shows $80,000 as the down payment and $89,750 as total estimated buyer cash to close.
Are the title and attorney fees official state rates?
The defaults are planning allowances, not published title-policy quotes. Enter the applicable insurance or title-guaranty quote and the closing professional’s quote. Policy type, endorsements, loan size and reissue discounts can change the cost. Set the title payer to match your contract; use the additional buyer amount for coverage excluded from the percentage allowance.
How do I calculate seller net proceeds?
Subtract seller closing costs and the entered mortgage payoff from the sale price. Here that gives $375,500. Capital-gains tax, repair credits and other liens are excluded.
Check the source.
Data as of 2026-10-01. Retrieved .
- cga.ct.gov / chap_223.htm
- www.consumerfinance.gov / closing-disclosure As of 2026-10-02
- www.consumerfinance.gov / loan-estimate As of 2026-10-02
- www.cga.ct.gov / 2019PA-00088-R00SB-00320-PA.pdf As of 2026-10-02
- www.cga.ct.gov / chap_700a.htm As of 2026-10-02
- www.cga.ct.gov / chap_092.htm As of 2026-10-02