County Housing Costs

Texas property tax

Official source data 2024

On a $400,000 home in Texas

$5,965

estimated annual property tax

$497monthly budget
1.49%state effective rate

ACS 2020-2024 ratio of medians. This estimate does not use your parcel’s assessment or district tax rates.

Make it your number.

Texas, Texas

Your actual bill depends on your local assessment, exemptions, and taxing districts.

A home value. A yearly budget.

These scenarios use the same 1.49% effective rate. They do not predict an individual tax assessment.

Property tax scenarios in Texas
Home valueAnnual estimateMonthly budget
$100,000$1,491$124
$150,000$2,237$186
$200,000$2,982$249
$250,000$3,728$311
$300,000$4,474$373
$350,000$5,219$435
$400,000$5,965$497
$450,000$6,710$559
$500,000$7,456$621
$600,000$8,947$746
$750,000$11,184$932
$1,000,000$14,912$1,243
$1,250,000$18,640$1,553
$1,500,000$22,368$1,864
$1,750,000$26,096$2,175
$2,000,000$29,824$2,485

Property tax by county.

254 counties and county equivalents in Texas. Median taxes and values come from ACS 2024.

County property-tax data in Texas
CountyEffective rateMedian tax paidYour value estimate
Harris County1.62%$4,489$6,492
Dallas County1.58%$4,798$6,334
Tarrant County1.65%$5,334$6,587
Bexar County1.73%$4,535$6,918
Travis County1.48%$7,727$5,910
Collin County1.58%$7,521$6,325
Denton County1.61%$7,055$6,455
Fort Bend County1.86%$6,965$7,439
Hidalgo County1.62%$2,279$6,470
El Paso County2.03%$3,660$8,115
Montgomery County1.52%$5,268$6,087
Williamson County1.61%$7,205$6,447
Cameron County1.50%$2,042$5,984
Brazoria County1.66%$5,001$6,633
Bell County1.44%$3,476$5,769
Galveston County1.41%$4,442$5,648
Nueces County1.59%$3,330$6,379
Lubbock County1.51%$3,241$6,055
Webb County1.80%$3,421$7,206
Hays County1.66%$6,649$6,652
McLennan County1.42%$3,471$5,700
Jefferson County1.53%$2,600$6,136
Brazos County1.54%$4,568$6,173
Smith County1.16%$2,804$4,660
Ellis County1.35%$4,697$5,390

What can change your bill?

The ACS effective rate is a ratio of medians, not a statutory rate. Local assessed values, levies, classification, caps and exemptions determine the actual bill.

Exemptions & assessment

Residence homestead exemption for school-district levy only. It must not be applied to the combined county effective rate.

Payment dates & appeals

Most ordinary bills can be paid through January 31 of the following year; penalties and interest normally begin February 1. Late-mailed bills, installment plans, deferrals and business-day rules can change that deadline.

The usual appraisal protest deadline is May 15 or 30 days after the appraisal notice was mailed, whichever is later. Special notices and later review proceedings have different deadlines.

Check Texas’s official property-tax guidance

Use an assessed value, exemption, and local millage

This separate scenario needs your assessor’s inputs. An exemption applies only to eligible levies; do not apply it to the county’s historical effective rate.

1 mill = $1 per $1,000 of taxable assessed value.

Good questions. Clear answers.

How much is property tax on a $400,000 home in Texas?

The historical effective-rate estimate is $5,965 per year, or $497 a month. It multiplies $400,000 by 1.49%.

Is the effective rate the rate on my tax bill?

No. It is median real-estate taxes paid divided by median home value in the ACS 2020-2024 survey. Your taxing districts, assessed value, classification and exemptions determine your bill.

Can I subtract a homestead exemption from this estimate?

Use the separate statutory scenario with a qualifying levy. Subtracting an exemption from an ACS effective-rate estimate can double-count relief already reflected in taxes paid.

Does a higher purchase price change my assessment?

Assessment rules and reassessment dates vary by state and locality. Contact the linked official property-tax office before relying on a historical county ratio.

How do I appeal a property-tax assessment?

Read the deadline and procedure on your assessment notice, then use the official state guidance above to locate your assessor or review board. County survey data does not establish your appeal deadline.

Check the source.

Data as of 2024. Retrieved .

Read the assumptions and calculation methods