North Carolina property tax
Official source data 2024
On a $400,000 home in North Carolina
$2,625
estimated annual property tax
ACS 2020-2024 ratio of medians. This estimate does not use your parcel’s assessment or district tax rates.
Make it your number.
Your actual bill depends on your local assessment, exemptions, and taxing districts.
A home value. A yearly budget.
These scenarios use the same 0.66% effective rate. They do not predict an individual tax assessment.
| Home value | Annual estimate | Monthly budget |
|---|---|---|
| $100,000 | $656 | $55 |
| $150,000 | $984 | $82 |
| $200,000 | $1,313 | $109 |
| $250,000 | $1,641 | $137 |
| $300,000 | $1,969 | $164 |
| $350,000 | $2,297 | $191 |
| $400,000 | $2,625 | $219 |
| $450,000 | $2,953 | $246 |
| $500,000 | $3,281 | $273 |
| $600,000 | $3,938 | $328 |
| $750,000 | $4,922 | $410 |
| $1,000,000 | $6,563 | $547 |
| $1,250,000 | $8,204 | $684 |
| $1,500,000 | $9,844 | $820 |
| $1,750,000 | $11,485 | $957 |
| $2,000,000 | $13,126 | $1,094 |
Property tax by county.
100 counties and county equivalents in North Carolina. Median taxes and values come from ACS 2024.
| County | Effective rate | Median tax paid | Your value estimate |
|---|---|---|---|
| Wake County | 0.71% | $3,260 | $2,827 |
| Mecklenburg County | 0.71% | $2,890 | $2,842 |
| Guilford County | 0.84% | $2,174 | $3,346 |
| Forsyth County | 0.79% | $1,984 | $3,169 |
| Cumberland County | 0.93% | $1,850 | $3,715 |
| Durham County | 0.79% | $3,092 | $3,176 |
| Buncombe County | 0.57% | $2,222 | $2,269 |
| Union County | 0.57% | $2,396 | $2,297 |
| Cabarrus County | 0.73% | $2,586 | $2,915 |
| New Hanover County | 0.54% | $2,105 | $2,171 |
| Gaston County | 0.75% | $1,982 | $2,980 |
| Johnston County | 0.62% | $1,908 | $2,497 |
| Onslow County | 0.64% | $1,502 | $2,541 |
| Iredell County | 0.61% | $1,952 | $2,429 |
| Pitt County | 0.83% | $1,734 | $3,320 |
| Alamance County | 0.62% | $1,494 | $2,475 |
| Davidson County | 0.60% | $1,320 | $2,410 |
| Catawba County | 0.58% | $1,407 | $2,329 |
| Brunswick County | 0.54% | $1,890 | $2,161 |
| Rowan County | 0.65% | $1,554 | $2,607 |
| Orange County | 0.91% | $4,162 | $3,623 |
| Randolph County | 0.67% | $1,324 | $2,687 |
| Harnett County | 0.69% | $1,689 | $2,744 |
| Wayne County | 0.70% | $1,249 | $2,796 |
| Henderson County | 0.52% | $1,810 | $2,060 |
What can change your bill?
The ACS effective rate is a ratio of medians, not a statutory rate. Local assessed values, levies, classification, caps and exemptions determine the actual bill.
Exemptions & assessment
Elderly/disabled exclusion requires age/disability and income eligibility; this scenario uses its $25,000 minimum, not the alternative 50% exclusion.
Payment dates & appeals
Ordinary real/personal-property taxes are due September 1 and ordinarily accrue delinquency interest from January 6. Motor-vehicle bills and approved arrangements have different timing.
File a county valuation appeal before the Board of Equalization and Review adjourns. Its advertised adjournment date varies by county and reappraisal year; a later state-commission appeal is a separate step.
Check North Carolina’s official property-tax guidance
Use an assessed value, exemption, and local millage
This separate scenario needs your assessor’s inputs. An exemption applies only to eligible levies; do not apply it to the county’s historical effective rate.
Good questions. Clear answers.
How much is property tax on a $400,000 home in North Carolina?
The historical effective-rate estimate is $2,625 per year, or $219 a month. It multiplies $400,000 by 0.66%.
Is the effective rate the rate on my tax bill?
No. It is median real-estate taxes paid divided by median home value in the ACS 2020-2024 survey. Your taxing districts, assessed value, classification and exemptions determine your bill.
Can I subtract a homestead exemption from this estimate?
Use the separate statutory scenario with a qualifying levy. Subtracting an exemption from an ACS effective-rate estimate can double-count relief already reflected in taxes paid.
Does a higher purchase price change my assessment?
Assessment rules and reassessment dates vary by state and locality. Contact the linked official property-tax office before relying on a historical county ratio.
How do I appeal a property-tax assessment?
Read the deadline and procedure on your assessment notice, then use the official state guidance above to locate your assessor or review board. County survey data does not establish your appeal deadline.
Check the source.
Data as of 2024. Retrieved .
- www2.census.gov / Geos20245YR.txt
- www.census.gov / notes-on-acs-estimate-and-annotation-values.html
- www2.census.gov / acsdt5y2024-b01003.dat
- www2.census.gov / acsdt5y2024-b25077.dat
- www2.census.gov / acsdt5y2024-b25103.dat
- www2.census.gov / acsdt5y2024-b25064.dat
- www2.census.gov / acsdt5y2024-b19013.dat
- www.ncdor.gov / open As of 2026-10-01
- www.ncleg.gov / GS_105-360.html As of 2026-10-01
- www.ncdor.gov / open As of 2026-10-01