Kentucky property tax
Official source data 2024
On a $400,000 home in Kentucky
$3,004
estimated annual property tax
ACS 2020-2024 ratio of medians. This estimate does not use your parcel’s assessment or district tax rates.
Make it your number.
Your actual bill depends on your local assessment, exemptions, and taxing districts.
A home value. A yearly budget.
These scenarios use the same 0.75% effective rate. They do not predict an individual tax assessment.
| Home value | Annual estimate | Monthly budget |
|---|---|---|
| $100,000 | $751 | $63 |
| $150,000 | $1,126 | $94 |
| $200,000 | $1,502 | $125 |
| $250,000 | $1,877 | $156 |
| $300,000 | $2,253 | $188 |
| $350,000 | $2,628 | $219 |
| $400,000 | $3,004 | $250 |
| $450,000 | $3,379 | $282 |
| $500,000 | $3,755 | $313 |
| $600,000 | $4,506 | $375 |
| $750,000 | $5,632 | $469 |
| $1,000,000 | $7,510 | $626 |
| $1,250,000 | $9,387 | $782 |
| $1,500,000 | $11,265 | $939 |
| $1,750,000 | $13,142 | $1,095 |
| $2,000,000 | $15,019 | $1,252 |
Property tax by county.
120 counties and county equivalents in Kentucky. Median taxes and values come from ACS 2024.
| County | Effective rate | Median tax paid | Your value estimate |
|---|---|---|---|
| Jefferson County | 0.86% | $2,136 | $3,440 |
| Fayette County | 0.87% | $2,542 | $3,464 |
| Kenton County | 0.98% | $2,395 | $3,920 |
| Warren County | 0.65% | $1,668 | $2,586 |
| Boone County | 0.86% | $2,372 | $3,422 |
| Hardin County | 0.66% | $1,480 | $2,622 |
| Daviess County | 0.84% | $1,675 | $3,352 |
| Madison County | 0.73% | $1,698 | $2,928 |
| Campbell County | 1.01% | $2,556 | $4,057 |
| Bullitt County | 0.83% | $2,050 | $3,317 |
| Christian County | 0.65% | $1,126 | $2,594 |
| Oldham County | 0.90% | $3,519 | $3,581 |
| McCracken County | 0.75% | $1,410 | $2,998 |
| Pulaski County | 0.63% | $1,057 | $2,533 |
| Laurel County | 0.57% | $906 | $2,272 |
| Scott County | 0.66% | $1,908 | $2,645 |
| Pike County | 0.69% | $772 | $2,757 |
| Jessamine County | 0.73% | $1,960 | $2,924 |
| Franklin County | 0.79% | $1,716 | $3,169 |
| Shelby County | 0.77% | $2,339 | $3,070 |
| Boyd County | 0.88% | $1,156 | $3,538 |
| Nelson County | 0.79% | $1,891 | $3,178 |
| Hopkins County | 0.77% | $1,104 | $3,092 |
| Barren County | 0.68% | $1,212 | $2,724 |
| Henderson County | 0.90% | $1,548 | $3,602 |
What can change your bill?
The ACS effective rate is a ratio of medians, not a statutory rate. Local assessed values, levies, classification, caps and exemptions determine the actual bill.
Exemptions & assessment
No uniform flat exemption is applied. Enter your assessor-provided assessment ratio and qualifying exemption for a separate statutory scenario.
Payment dates & appeals
Under the ordinary collection schedule, bills are paid at face amount from November 2 through December 31; earlier payments receive the stated discount and January payments add a penalty. An advertised alternative schedule can change these periods.
First confer with the PVA before or during the advertised tax-roll inspection period. If unresolved, file with the county clerk no later than one workday after inspection closes. The inspection calendar can be delayed.
Check Kentucky’s official property-tax guidance
Use an assessed value, exemption, and local millage
This separate scenario needs your assessor’s inputs. An exemption applies only to eligible levies; do not apply it to the county’s historical effective rate.
Good questions. Clear answers.
How much is property tax on a $400,000 home in Kentucky?
The historical effective-rate estimate is $3,004 per year, or $250 a month. It multiplies $400,000 by 0.75%.
Is the effective rate the rate on my tax bill?
No. It is median real-estate taxes paid divided by median home value in the ACS 2020-2024 survey. Your taxing districts, assessed value, classification and exemptions determine your bill.
Can I subtract a homestead exemption from this estimate?
Use the separate statutory scenario with a qualifying levy. Subtracting an exemption from an ACS effective-rate estimate can double-count relief already reflected in taxes paid.
Does a higher purchase price change my assessment?
Assessment rules and reassessment dates vary by state and locality. Contact the linked official property-tax office before relying on a historical county ratio.
How do I appeal a property-tax assessment?
Read the deadline and procedure on your assessment notice, then use the official state guidance above to locate your assessor or review board. County survey data does not establish your appeal deadline.
Check the source.
Data as of 2024. Retrieved .
- www2.census.gov / Geos20245YR.txt
- www.census.gov / notes-on-acs-estimate-and-annotation-values.html
- www2.census.gov / acsdt5y2024-b01003.dat
- www2.census.gov / acsdt5y2024-b25077.dat
- www2.census.gov / acsdt5y2024-b25103.dat
- www2.census.gov / acsdt5y2024-b25064.dat
- www2.census.gov / acsdt5y2024-b19013.dat
- revenue.ky.gov / default.aspx As of 2026-10-02
- revenue.ky.gov / default.aspx As of 2026-10-02